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SCM Risk Management Services (RMS) offers appraisal, loss control, and enterprise risk management services to help brokers keep overhead expenses down while simultaneously empowering them to provide creative and strategic solutions to clients. Access RMS’s outsourced tools to help:

  • increase the cost-effectiveness of your services
  • maximize your premiums and commissions
  • offer services that set you apart from your competitors
  • increase your capacity to bid on more projects
  • generate new business

Risk Management Services

Commercial & Residential Building Valuations 

Commercial and residential buildings continue to increase in value over the years for a number of factors, and because these factors often go unnoticed at renewal time (especially in the case of secondary or vacation homes), property owners run the risk of being caught under-insured. If this is the case when a loss occurs, the insurer can impose a “co-insurance” clause, making the owner accountable for the portion that was undervalued.

RMS performs commercial and residential building valuations to ascertain accurate replacement cost figures. These valuations help property owners ensure that their portfolio of properties is insured to the current value that it would cost to rebuild.

By combining national historical data with local knowledge about factors such as the available pool of skilled contractors and labourers, current material costs, the economy, debris removal, and equipment costs, our loss-control specialists provide qualified and thorough appraisals. Procure RMS’s commercial and residential building valuation services and provide your clients with peace of mind knowing that they will be fully covered should one of their properties suffer a loss.

Loss Control Inspections 

Help your clients pro-actively mitigate risks and strategically manage capital assets by empowering them with accurate and up-to-date risk information from loss control inspections. These inspections thoroughly catalogue potential risks in a given location and provide risk managers or business owners with recommendations for mitigating those risks.

With backgrounds in engineering and risk-management, RMS’s loss-control specialists provide quality loss control inspections which can be done in conjunction with property valuations.

Risk Management Software 

RMS has created a tool to help companies manage their risk management programs. Risk Register is a web-based software program that can help your clients identify, analyze, prioritize, monitor, and communicate risks to be mitigated. Your clients can use this tool to drive strategy and align operational plans, in turn reducing risk, mitigating loss, and controlling costs. This software was developed completely by RMS and can therefore be customized to your client’s specific requirements.

In addition, relevant claims data for each property can be recorded and kept within Risk Register. This data enables risk managers to access all property-related information from a single source.

Engineering Report Audits

Property engineering reports often produce convoluted and expensive recommendations. For your clients, this makes compliance to an insurer’s codes seem daunting.

RMS can help your clients demystify engineering loss-control reports by reviewing the reports to synthesize and distill recommendations, and in turn prioritize the elements that matter the most. Our engineers review the initial report and produce a second summary report that explains any third-party recommendations in plain language. Most importantly, we often produce alternative recommendations that save corporations thousands of dollars while still adhering to code.

Residential & Commercial Property Appraisals 

We offer honest appraisals for a multitude of property claims including: fire & smoke, water, impact, mould, hail, ice, wind, condensation, ice dams and sewer backups in Residential (Single Family & High Density) and Commercial (Office Building, Warehouses, Retailers) properties.

We track material and labour costs in the construction trade across the country so that you don’t have to worry about inflated costs from an appraiser in a vested position.

Please contact us to learn more about our risk management and consulting services. 

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Residential Services
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